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By 30 you should have a grasp on your financial future. Work to understand how to best invest in your retirement. If you didn't budget in your 20s, investing in your 30s will feel difficult but know that every bit helps. You will want to up the ante each year. Remember, your work now will benefit your retirement later. It seems far away, but it will roll in soon enough. How to do your own taxes and how to do basic maintenance on your car (windshield wiper fluid, jump starting a dead battery, checking tire pressure)

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Perfect Swimming T-Rex Hates Backstroke Shirt

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Got married young, getting divorced young. We both were not mature enough. She broke my heart. It wasn't smart getting married so soon, but i was blinded by love. She was an angel to me and my family, but it turns out she wasn't an angel. She had dark secrets. I knew it was a mistake when she told me she cheated on me. That's when i realized it was a mistake. I just wish i wasn't so blinded by love for her to realize who she truly was. In a way, it's good she didn't want to be with me, because it helped me see what kind of person she actually was. Buy it:  Perfect Swimming T-Rex Hates Backstroke Shirt
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Wish You Were Beer Vintage Shirt

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A friend has been unemployed for 3 months. He had an interview yesterday and both his cars broke down with no money to repair them. He ran out of money. He is a single man with no dependents, around 30, has a good degree, worked for most of it and has had decent salaries. I told him he should have at least 6 months worth of money saved up, if not 12. I already downcasted my expectation for him. He did NOT receive that well. He was like what on earth kind of job do you do and started attacking me. I told him I only earn a fraction of what he does now. My living costs and mortgage payments are extremely low. Plus I do have a dependent. Buy it:  Wish You Were Beer Vintage Shirt
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Joe Biden Harris 2020 Tee Shirts

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Save enough money so that you can last at least 6 months of unemployment. Ideally, 12. I know it is hard for many people if you don't earn enough. But that makes it all the more vital if you live paycheck to paycheck. It can be all the more disastrous. I know some countries have some unemployment benefit of some sort and some countries let you pay in extra so you get paid out more - that can be good as people in higher professions can afford to wait for a better job instead of grabbing any old thing in the mean time. There's probably also unemployment insurance. Buy it:  Joe Biden Harris 2020 Tee Shirts
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